Kemp Law accident lawyer
  |  August 24, 2022
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Experienced Personal Injury Lawyers Serving Land O’Lakes, Florida

“I was involved in car accident in January 2018. From the first day any questions or concerns I had were promptly answered. Stephanie was so helpful and friendly. She kept me informed and checked in with me when she said she would. Kemp Law and Stephanie worked hard to get me the best settlement for my case. I will definitely recommend them to anyone in need. Thanks a bunch!!”

-April B.

While you may drive countless times throughout your life, it only takes one time for an accident to occur that changes your future. At the law offices of the Kemp, Ruge & Green Law Group, we know how severe and shocking a serious car accident is. If you’ve been in a Land O’Lakes, Florida car accident, you need a lawyer on your side who will advocate for you. When you call our law firm, we will start working on your case immediately and can provide the support and guidance you need.

When Your Life Changes, You Need an Advocate

When your life changes in the blink of an eye, you don’t have the capacity to take on the legal system on your own – you need an advocate. Our Land O’Lakes, Florida car accident lawyers will help you by:

  • Investigating your car accident case;
  • Hiring accident reconstruction experts and other professionals to build your claim;
  • Talking to the other driver and any witnesses to the accident;
  • Talking to your insurance company and the insurance company of the other driver;
  • Gathering and organizing all evidence pertinent to your case;
  • Working with experts to calculate the degree of damages you’ve suffered;
  • Negotiating your settlement amount; and
  • Filing a lawsuit on your behalf is appropriate.

Throughout the process, we’ll be available and accessible to answer all of your questions, help you to make sense of the process, and provide you with the support and guidance you need. We also represent those who have lost a loved one in a car accident.

No-Fault Car Insurance in Florida

Florida maintains a unique system of car insurance and compensation after a crash called a no-fault system. Under a no-fault system, drivers are required to carry personal injury protection (PIP) coverage and, when a crash occurs, they must file a claim under their PIP coverage with their own insurance company first. In fact, they are barred from filing a claim against the other driver unless their injuries exceed the serious injury threshold. This is true regardless of fault.

For drivers who aren’t in serious accidents, this can be advantageous – for example, even if you’re at fault for an accident or the at-fault driver doesn’t have insurance, you can still file a claim for damages against your own insurance and recover compensation. Of course, limits on PIP coverage are low, and for serious injury cases, stepping outside of the no-fault system is often necessary.

Florida Personal Injury Threshold

If your injuries meet or exceed the serious injury threshold in Florida, you maintain the right to step outside of the no-fault system and file a claim against the at-fault party’s liability insurance, or even file a lawsuit against the responsible driver. According to Florida Statutes Section 627.737, a person can step outside of the no-fault system and seek compensation for noneconomic harm when their injuries include:

  • Significant or permanent loss of a bodily function;
  • Permanent injury other than scarring or disfigurement;
  • Significant and permanent scarring or disfigurement; or

In filing a lawsuit, a plaintiff will need to prove that the defendant owed them a duty of care, that the duty of care was breached, and that the breach was the proximate cause of harm in addition to proving that damages were suffered.

Types of Damages Recoverable in a Car Accident Claim

Our lawyers will advocate for your right to your full compensation amount, including the full value of your economic and noneconomic damages. Types of damages recoverable in a car accident claim include:

  • Medical expenses, past and future;
  • Lost wages, past and future;
  • Loss of earning ability;
  • Property damage costs; and
  • The value of pain, suffering, anguish, and emotional distress.

If you’ve suffered any other losses not listed, you can count on us to work hard to get you every penny you deserve.

Before you even understand what is happening, your life may be forever changed as the result of a negligent driver who causes a serious car accident. When you are healing and focusing on your recovery, call our team for someone who can focus on the claims and settlement process.

Contact a Car Accident Attorney in Land O’ Lakes

Call us at 1-877-941-4878 or submit a contact form for a free consultation.

Directions to Our Nearest Office

Why Should I Hire Kemp, Ruge & Green?

It is very easy to describe what Kemp, Ruge & Green Law Group does. Our mission statement says it all. We strive to “relentlessly pursue protecting our clients and improving our community through respect, communication and service.” Put more simply, we help people.

Everything we do is with that singular purpose in mind. If a client has been injured by someone else, we will do everything we can to make sure they get the best possible medical care at little or no expense to them. If a client is going through a divorce, we will vigorously work to help them get everything they need to put the pieces of their life back together and to make sure their rights are protected.

Our firm is unique; we are committed to our community and our clients with a level of legal expertise that is among the highest in the area. In fact, we were featured in Positively Tampa for our efforts.

Our attorneys are members of the Million Dollar Advocates Forum and the Multi-Million Dollar Advocates Forum, a national group that provides a network for information exchange, local assistance and case referrals to top trial lawyers in America who have won large, complex cases. Fewer than 1% of attorneys nationwide earn this high distinction. We always provide legal representation in your best interests, maintaining open communication lines, and keeping you updated about your case every step of the way.

Regardless of where you live in the Tampa Bay region, including Hillsborough, Pasco, Pinellas, and Hernando Counties, we look forward to helping you make the best of your situation. Many of our attorneys have been acclaimed as among the 1% of all attorneys in the country, and they’re right here in our area, ready to help you.

Common Questions About Personal Injuries in Land O’Lakes, FL

  • If I Am Not Feeling Like I Am Hurt, is There Still a Case?
  • The body’s natural response may prevent you from initially feeling pain from any of your potential injuries. It is best to visit a medical professional to verify.
  • In a Personal Injury Case, What Types of Damages Are There?
  • Two main categories of damages regarding compensation exist. There are damages that are based on matters of a tangible nature such as medical costs, lost wages, property damage, etc. There are also damages that are based on matters of an intangible nature such pain, mental state, and quality of life.
  • Can I Take Action Against Parties Other Than the At-Fault Driver?
  • Yes. Not only do you have an action against the driver of the vehicle, but you also have an action against the owner of the vehicle. It does not matter if the owner of the vehicle has a commercial policy or is an individual owner.

Living in Land O’ Lakes

Pasco County, Florida is home to the hidden gem of Land O’ Lakes, where stately Florida suburbs are surrounded by parks, trees and, of course, 50 glistening lakes. It’s a peaceful upscale community that formed around the historic Dupree Gardens.

The average income in Land O’ Lakes is $69,561 which is higher than the rest of the state, and 94.7% of the city’s residents are employed. This is evident in handsome upscale homes with some of the highest values in the non-coastal Tampa area. The city also has some of the best-rated public schools among Florida’s greater metro areas, as well as several private schools.

Land O’ Lakes, Florida

A thriving economy in Land O’ Lakes makes it a great place to run a business. In addition to the usual restaurants, grocery stores and personal services, most businesses in the city are related to management, marketing, sales, science, the arts, production and transportation.

For work, many Land O’ Lakes residents commute locally to businesses in the area or head out of the suburbs and travel south to the city of Tampa. The nearby communities of Lakeland and Spring Hill are also bustling city centers with employment, entertainment, and shopping.

Land O’ Lakes Local Services & Emergency Contact Information

In an emergency, always call 911.

After a motor vehicle crash:

Fire Department

  • Land O’ Lakes Fire Emergency – Dial 911

Police/Sheriff Departments


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