Personal Injury Protection in Kendall, Florida
Navigating the aftermath of an injury can be overwhelming, especially when it comes to understanding your rights and options for compensation. In Kendall, Florida, personal injury protection (PIP) plays a crucial role in providing coverage for medical expenses and lost wages in the event of an accident. In this blog, we’ll delve into what PIP entails, shed light on its significance in Kendall, and explain why Kemp Law is your ideal choice for representation.
Understanding Personal Injury Protection in Kendall
Personal Injury Protection, commonly known as PIP, is a type of insurance coverage that is mandatory for drivers in Florida. Here’s what you need to know about PIP in Kendall:
1. No-Fault Coverage: PIP provides coverage regardless of who is at fault in an accident. This means that regardless of who caused the accident, your PIP insurance will cover your medical expenses and lost wages, up to the policy limit.
2. Coverage Details: PIP typically covers 80% of medical expenses related to the accident and 60% of lost wages, up to a total limit determined by your policy.
3. Timely Reporting: It’s crucial to report your accident and injuries to your insurance company within 14 days to be eligible for PIP benefits.
The Importance of PIP in Kendall
Kendall, situated in Miami-Dade County, is a bustling suburban community known for its vibrant atmosphere and diverse population. However, like any busy area, Kendall sees its fair share of accidents, particularly along major roadways such as the Don Shula Expressway and the Palmetto Expressway.
Key Landmarks in Kendall:
- Dadeland Mall: A popular shopping destination attracting locals and tourists alike.
- The Falls: Known for its picturesque outdoor mall and scenic waterfalls, The Falls is a beloved landmark in Kendall.
- Miccosukee Golf & Country Club: Golf enthusiasts frequent this sprawling club nestled amidst Kendall’s lush greenery.
Why Choose Kemp Law?
When it comes to navigating the complexities of personal injury protection in Kendall, Kemp Law is your trusted ally. Here’s why:
1. Expertise in PIP Cases: With years of experience, our legal team specializes in handling PIP cases. We have a comprehensive understanding of Florida’s insurance laws and will fight vigorously to ensure you receive the maximum benefits you’re entitled to.
2. Client-Centered Approach: At Kemp Law, we prioritize your needs above all else. We provide personalized attention and guidance throughout the legal process, ensuring that you feel supported every step of the way.
3. Proven Results: Our track record speaks for itself. We have successfully represented countless clients in PIP cases, securing favorable outcomes and ensuring that our clients receive the compensation they deserve.
Take Action Today
If you’ve been injured in an accident in Kendall, don’t wait to seek the compensation you deserve. Contact Kemp Law today for a free consultation and let us fight for your rights.
Reach out to Kemp Law now and take the first step towards securing the compensation you’re entitled to.
With Kemp Law on your side, you can rest assured that your rights are protected, allowing you to focus on your recovery with peace of mind.
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
