Uninsured Motorists in Melbourne, Florida
Uninsured motorists pose a significant risk on Melbourne’s roadways, potentially leaving you vulnerable in the event of a crash. In this blog, we’ll delve into strategies for safeguarding yourself in a crash scenario involving uninsured drivers in Melbourne, Florida, and why Kemp Law is your trusted ally for legal representation.
Understanding the Risk
Melbourne, with its vibrant culture and notable landmarks like the Melbourne Beach Pier and Eau Gallie Arts District, sees its fair share of traffic. Unfortunately, this also means an increased risk of accidents involving uninsured motorists.
Factors Contributing to Uninsured Motorists:
- Tourist Traffic: Attractions such as the Brevard Zoo and the Foosaner Art Museum draw tourists, some of whom may be unfamiliar with local insurance requirements.
- Economic Factors: In challenging economic times, some drivers may choose to forgo insurance to save money, increasing the likelihood of encountering uninsured motorists.
- High Traffic Areas: Busy thoroughfares like Interstate 95 and U.S. Route 1 are prime locations for accidents, including those involving uninsured drivers.
Protecting Yourself
In the event of a crash involving an uninsured motorist, taking proactive measures is essential to safeguard your interests:
1. Uninsured Motorist Coverage: Ensure your insurance policy includes uninsured motorist coverage. This coverage can provide compensation for medical expenses, lost wages, and other damages resulting from a crash with an uninsured driver.
2. Document Everything: Collect as much information as possible at the scene of the accident, including the other driver’s contact and vehicle information, as well as any eyewitness accounts.
3. Legal Consultation: Seek guidance from an experienced attorney specializing in uninsured motorist cases. They can help you navigate the legal complexities and advocate for your rights.
Why Choose Kemp Law?
When it comes to representing your interests in a crash involving an uninsured motorist in Melbourne, Kemp Law offers unparalleled expertise and dedication:
1. Legal Proficiency: With a deep understanding of Florida’s insurance laws and a wealth of experience in personal injury cases, our team at Kemp Law is well-equipped to handle even the most complex uninsured motorist claims.
2. Local Insight: As residents of Melbourne, we possess intimate knowledge of the local landscape and legal framework. This insight allows us to craft tailored strategies to maximize your compensation.
3. Client-Centered Approach: At Kemp Law, you are more than just a case number. We prioritize personalized attention and open communication, ensuring that your needs are met every step of the way.
4. Proven Results: Our track record of successful outcomes speaks volumes. With numerous satisfied clients and significant settlements, we have earned a reputation for excellence in the legal community.
Take Control of Your Legal Journey
If you’ve been involved in a crash with an uninsured motorist in Melbourne, don’t face the aftermath alone. Trust Kemp Law to advocate fiercely on your behalf.
Contact Kemp Law today for a complimentary consultation and take control of your legal journey.
With Kemp Law by your side, you can navigate the complexities of uninsured motorist claims with confidence and peace of mind.
FAQs
you deserve answers
-
How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
-
Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
-
What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
-
What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
-
Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
